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    <title>Asset Allocation on PlanYourMoney</title>
    <link>https://www.planyourmoney.in/categories/asset-allocation/</link>
    <description>Recent content in Asset Allocation on PlanYourMoney</description>
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    <copyright>© 2026 Subramanian Venkateswaran</copyright>
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    <item>
      <title>Where should I invest ?</title>
      <link>https://www.planyourmoney.in/posts/financial-planning/investment-planning/where-should-i-invest/</link>
      <pubDate>Fri, 06 Aug 2021 00:00:00 +0000</pubDate>
      <author>subramanian@planyourmoney.in (Subramanian Venkateswaran)</author>
      <guid>https://www.planyourmoney.in/posts/financial-planning/investment-planning/where-should-i-invest/</guid>
      <description>&lt;figure&gt;&lt;img&#xD;&#xA;    class=&#34;my-0 rounded-md&#34;&#xD;&#xA;    loading=&#34;lazy&#34;&#xD;&#xA;    decoding=&#34;async&#34;&#xD;&#xA;    fetchpriority=&#34;auto&#34;&#xD;&#xA;    alt=&#34;image&#34;&#xD;&#xA;    width=&#34;2617&#34;&#xD;&#xA;    height=&#34;1512&#34;&#xD;&#xA;    src=&#34;https://www.planyourmoney.in/posts/financial-planning/investment-planning/where-should-i-invest/feature_hu_31d4ab307fb5360.png&#34;&#xD;&#xA;    srcset=&#34;https://www.planyourmoney.in/posts/financial-planning/investment-planning/where-should-i-invest/feature_hu_31d4ab307fb5360.png 800w, https://www.planyourmoney.in/posts/financial-planning/investment-planning/where-should-i-invest/feature_hu_ab6d6c592a8a1dcc.png 1280w&#34;&#xD;&#xA;    sizes=&#34;(min-width: 768px) 50vw, 65vw&#34;&#xD;&#xA;    data-zoom-src=&#34;https://www.planyourmoney.in/posts/financial-planning/investment-planning/where-should-i-invest/feature.png&#34;&gt;&lt;/figure&gt;&#xD;&#xA;&lt;p&gt;One of the common questions that investors ask me - &lt;strong&gt; where should I invest my money ? &lt;/strong&gt; &lt;strong&gt; Fixed Deposit &lt;/strong&gt; is giving a &lt;strong&gt; paltry return of 5 % &lt;/strong&gt;. Is there any other investment avenue where I could get better return than this ? If you are facing a similar dilemma in this time and age, you are not alone. The answer is simple and it requires a process to be followed.&lt;/p&gt;</description>
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    <item>
      <title>Goal Planning - Risk Profile - Part 2</title>
      <link>https://www.planyourmoney.in/posts/financial-planning/goal-planning/03-risk-profile/</link>
      <pubDate>Tue, 15 Sep 2020 00:00:00 +0000</pubDate>
      <author>subramanian@planyourmoney.in (Subramanian Venkateswaran)</author>
      <guid>https://www.planyourmoney.in/posts/financial-planning/goal-planning/03-risk-profile/</guid>
      <description>&lt;figure&gt;&lt;img&#xD;&#xA;    class=&#34;my-0 rounded-md&#34;&#xD;&#xA;    loading=&#34;lazy&#34;&#xD;&#xA;    decoding=&#34;async&#34;&#xD;&#xA;    fetchpriority=&#34;auto&#34;&#xD;&#xA;    alt=&#34;image&#34;&#xD;&#xA;    width=&#34;952&#34;&#xD;&#xA;    height=&#34;532&#34;&#xD;&#xA;    src=&#34;https://www.planyourmoney.in/posts/financial-planning/goal-planning/03-risk-profile/feature_hu_aa7d80b8281214eb.png&#34;&#xD;&#xA;    srcset=&#34;https://www.planyourmoney.in/posts/financial-planning/goal-planning/03-risk-profile/feature_hu_aa7d80b8281214eb.png 800w, https://www.planyourmoney.in/posts/financial-planning/goal-planning/03-risk-profile/feature.png 1280w&#34;&#xD;&#xA;    sizes=&#34;(min-width: 768px) 50vw, 65vw&#34;&#xD;&#xA;    data-zoom-src=&#34;https://www.planyourmoney.in/posts/financial-planning/goal-planning/03-risk-profile/feature.png&#34;&gt;&lt;/figure&gt;&#xD;&#xA;&lt;p&gt;From childhood, we have been raised in a certain way, which shapes our opinion and attitude towards money. Some are &lt;mark&gt; conservative&#xA;with money &lt;/mark&gt;, some are &lt;mark&gt; willing to take risks &lt;/mark&gt;. &lt;strong&gt; It is important to know where you stand &lt;/strong&gt; and therefore invest your money in instruments&#xA;which reflect your risk profile.&lt;/p&gt;</description>
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    <item>
      <title>Goal Planning - Overview - Part 1</title>
      <link>https://www.planyourmoney.in/posts/financial-planning/goal-planning/02-overview/</link>
      <pubDate>Fri, 11 Sep 2020 00:00:00 +0000</pubDate>
      <author>subramanian@planyourmoney.in (Subramanian Venkateswaran)</author>
      <guid>https://www.planyourmoney.in/posts/financial-planning/goal-planning/02-overview/</guid>
      <description>&lt;figure&gt;&lt;img&#xD;&#xA;    class=&#34;my-0 rounded-md&#34;&#xD;&#xA;    loading=&#34;lazy&#34;&#xD;&#xA;    decoding=&#34;async&#34;&#xD;&#xA;    fetchpriority=&#34;auto&#34;&#xD;&#xA;    alt=&#34;image&#34;&#xD;&#xA;    width=&#34;952&#34;&#xD;&#xA;    height=&#34;532&#34;&#xD;&#xA;    src=&#34;https://www.planyourmoney.in/posts/financial-planning/goal-planning/02-overview/feature_hu_e109921ec8458776.png&#34;&#xD;&#xA;    srcset=&#34;https://www.planyourmoney.in/posts/financial-planning/goal-planning/02-overview/feature_hu_e109921ec8458776.png 800w, https://www.planyourmoney.in/posts/financial-planning/goal-planning/02-overview/feature.png 1280w&#34;&#xD;&#xA;    sizes=&#34;(min-width: 768px) 50vw, 65vw&#34;&#xD;&#xA;    data-zoom-src=&#34;https://www.planyourmoney.in/posts/financial-planning/goal-planning/02-overview/feature.png&#34;&gt;&lt;/figure&gt;&#xD;&#xA;&lt;p&gt;Goal setting, some of you are already familiar with this term, is an important exercise during the beginning of the appraisal year.&lt;/p&gt;</description>
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    <item>
      <title>Asset Allocation</title>
      <link>https://www.planyourmoney.in/posts/financial-planning/asset-allocation/</link>
      <pubDate>Tue, 01 Sep 2020 00:00:00 +0000</pubDate>
      <author>subramanian@planyourmoney.in (Subramanian Venkateswaran)</author>
      <guid>https://www.planyourmoney.in/posts/financial-planning/asset-allocation/</guid>
      <description>&lt;figure&gt;&lt;img&#xD;&#xA;    class=&#34;my-0 rounded-md&#34;&#xD;&#xA;    loading=&#34;lazy&#34;&#xD;&#xA;    decoding=&#34;async&#34;&#xD;&#xA;    fetchpriority=&#34;auto&#34;&#xD;&#xA;    alt=&#34;image&#34;&#xD;&#xA;    width=&#34;1108&#34;&#xD;&#xA;    height=&#34;449&#34;&#xD;&#xA;    src=&#34;https://www.planyourmoney.in/posts/financial-planning/asset-allocation/feature_hu_b88c248af5df0b5a.png&#34;&#xD;&#xA;    srcset=&#34;https://www.planyourmoney.in/posts/financial-planning/asset-allocation/feature_hu_b88c248af5df0b5a.png 800w, https://www.planyourmoney.in/posts/financial-planning/asset-allocation/feature.png 1280w&#34;&#xD;&#xA;    sizes=&#34;(min-width: 768px) 50vw, 65vw&#34;&#xD;&#xA;    data-zoom-src=&#34;https://www.planyourmoney.in/posts/financial-planning/asset-allocation/feature.png&#34;&gt;&lt;/figure&gt;&#xD;&#xA;&lt;p&gt;There are two important factors in determining corpus for any goal. These are &lt;strong&gt; time horizon of investment &lt;/strong&gt; and&#xA;&lt;strong&gt; asset allocation &lt;/strong&gt;.&lt;/p&gt;</description>
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