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    <title>Credit Risk Fund on PlanYourMoney</title>
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      <title>Credit Risk Funds</title>
      <link>https://www.planyourmoney.in/posts/knowledge-articles/mutual-funds/credit-risk-fund/</link>
      <pubDate>Sun, 26 Sep 2021 00:00:00 +0000</pubDate>
      <author>subramanian@planyourmoney.in (Subramanian Venkateswaran)</author>
      <guid>https://www.planyourmoney.in/posts/knowledge-articles/mutual-funds/credit-risk-fund/</guid>
      <description>&lt;figure&gt;&lt;img&#xD;&#xA;    class=&#34;my-0 rounded-md&#34;&#xD;&#xA;    loading=&#34;lazy&#34;&#xD;&#xA;    decoding=&#34;async&#34;&#xD;&#xA;    fetchpriority=&#34;auto&#34;&#xD;&#xA;    alt=&#34;image&#34;&#xD;&#xA;    width=&#34;3027&#34;&#xD;&#xA;    height=&#34;1512&#34;&#xD;&#xA;    src=&#34;https://www.planyourmoney.in/posts/knowledge-articles/mutual-funds/credit-risk-fund/feature_hu_ee24f889ac83aa88.png&#34;&#xD;&#xA;    srcset=&#34;https://www.planyourmoney.in/posts/knowledge-articles/mutual-funds/credit-risk-fund/feature_hu_ee24f889ac83aa88.png 800w, https://www.planyourmoney.in/posts/knowledge-articles/mutual-funds/credit-risk-fund/feature_hu_3fe8d158b7e314a0.png 1280w&#34;&#xD;&#xA;    sizes=&#34;(min-width: 768px) 50vw, 65vw&#34;&#xD;&#xA;    data-zoom-src=&#34;https://www.planyourmoney.in/posts/knowledge-articles/mutual-funds/credit-risk-fund/feature.png&#34;&gt;&lt;/figure&gt;&#xD;&#xA;&lt;p&gt;&lt;strong&gt; Credit Risk funds &lt;/strong&gt; - the name itself - conjures a mental image that one should not &lt;strong&gt; &amp;ldquo;risk&amp;rdquo; &lt;/strong&gt; their money in such funds. &lt;mark&gt; When the name itself has &amp;ldquo;risk&amp;rdquo; &lt;/mark&gt; , then the fund itself must be &lt;strong&gt; &amp;ldquo;very risky&amp;rdquo; &lt;/strong&gt;. Such kind of imagination and biases will drive us away from the fund, despite the fact that they may give very good returns. However, one needs to check whether , &lt;mark&gt; such funds are a &amp;ldquo;true fit&amp;rdquo; for an individual &lt;/mark&gt;.&lt;/p&gt;</description>
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