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    <title>Debt Mutual Funds on PlanYourMoney</title>
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      <title>Debt Mutual Fund</title>
      <link>https://www.planyourmoney.in/posts/knowledge-articles/debt-fund/</link>
      <pubDate>Tue, 13 Oct 2020 00:00:00 +0000</pubDate>
      <author>subramanian@planyourmoney.in (Subramanian Venkateswaran)</author>
      <guid>https://www.planyourmoney.in/posts/knowledge-articles/debt-fund/</guid>
      <description>&lt;figure&gt;&lt;img&#xD;&#xA;    class=&#34;my-0 rounded-md&#34;&#xD;&#xA;    loading=&#34;lazy&#34;&#xD;&#xA;    decoding=&#34;async&#34;&#xD;&#xA;    fetchpriority=&#34;auto&#34;&#xD;&#xA;    alt=&#34;image&#34;&#xD;&#xA;    width=&#34;1920&#34;&#xD;&#xA;    height=&#34;1080&#34;&#xD;&#xA;    src=&#34;https://www.planyourmoney.in/posts/knowledge-articles/debt-fund/feature-debt-mutual-funds_hu_b085f4d40eb8968a.png&#34;&#xD;&#xA;    srcset=&#34;https://www.planyourmoney.in/posts/knowledge-articles/debt-fund/feature-debt-mutual-funds_hu_b085f4d40eb8968a.png 800w, https://www.planyourmoney.in/posts/knowledge-articles/debt-fund/feature-debt-mutual-funds_hu_7654d9e4f0bf29ba.png 1280w&#34;&#xD;&#xA;    sizes=&#34;(min-width: 768px) 50vw, 65vw&#34;&#xD;&#xA;    data-zoom-src=&#34;https://www.planyourmoney.in/posts/knowledge-articles/debt-fund/feature-debt-mutual-funds.png&#34;&gt;&lt;/figure&gt;&#xD;&#xA;&lt;p&gt;When &lt;strong&gt; we buy a house loan &lt;/strong&gt; from bank,&lt;/p&gt;&#xA;&lt;ol&gt;&#xA;&lt;li&gt;Bank provides us money&lt;/li&gt;&#xA;&lt;li&gt;We need to return the money after &lt;strong&gt; fixed &lt;/strong&gt;number of years&lt;/li&gt;&#xA;&lt;li&gt;Bank charges a &lt;strong&gt; fixed interest rate &lt;/strong&gt; for the money that it has lent&lt;/li&gt;&#xA;&lt;/ol&gt;&#xA;&lt;p&gt;However, we also lend money to banks. In case of a fixed deposit, we lend money to the bank.&lt;/p&gt;</description>
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