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    <title>House on PlanYourMoney</title>
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    <copyright>© 2026 Subramanian Venkateswaran</copyright>
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      <title>Things to check while buying your first house</title>
      <link>https://www.planyourmoney.in/posts/knowledge-articles/housing/</link>
      <pubDate>Fri, 30 Oct 2020 00:00:00 +0000</pubDate>
      <author>subramanian@planyourmoney.in (Subramanian Venkateswaran)</author>
      <guid>https://www.planyourmoney.in/posts/knowledge-articles/housing/</guid>
      <description>&lt;figure&gt;&lt;img&#xD;&#xA;    class=&#34;my-0 rounded-md&#34;&#xD;&#xA;    loading=&#34;lazy&#34;&#xD;&#xA;    decoding=&#34;async&#34;&#xD;&#xA;    fetchpriority=&#34;auto&#34;&#xD;&#xA;    alt=&#34;image&#34;&#xD;&#xA;    width=&#34;1270&#34;&#xD;&#xA;    height=&#34;712&#34;&#xD;&#xA;    src=&#34;https://www.planyourmoney.in/posts/knowledge-articles/housing/feature_hu_82a331d6f71f4695.png&#34;&#xD;&#xA;    srcset=&#34;https://www.planyourmoney.in/posts/knowledge-articles/housing/feature_hu_82a331d6f71f4695.png 800w, https://www.planyourmoney.in/posts/knowledge-articles/housing/feature.png 1280w&#34;&#xD;&#xA;    sizes=&#34;(min-width: 768px) 50vw, 65vw&#34;&#xD;&#xA;    data-zoom-src=&#34;https://www.planyourmoney.in/posts/knowledge-articles/housing/feature.png&#34;&gt;&lt;/figure&gt;&#xD;&#xA;&lt;p&gt;Before I bought my house in 2010, I was grappling with this thought &lt;strong&gt; whether to buy or rent ? &lt;/strong&gt;. I was living in a&#xA;rented house and was paying Rs 8000/- as rent. My parents insisted on buying a house and the EMI was Rs 14,000/- per&#xA;month. I argued that the rent amount was much lesser and insisted that we live in a rented house as the EMI is much&#xA;higher than the rent. As with any middle class family, my parents had their way and we eventually bought the house.&lt;/p&gt;</description>
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